Flutterwave Rate Case Management Automation Guide | Step-by-Step Setup
Complete step-by-step guide for automating Rate Case Management processes using Flutterwave. Save time, reduce errors, and scale your operations with intelligent automation.
Flutterwave
payment
Powered by Autonoly
Rate Case Management
energy-utilities
How Flutterwave Transforms Rate Case Management with Advanced Automation
Flutterwave provides a robust payment infrastructure, but its true potential for energy and utilities sectors is unlocked when integrated with specialized automation platforms like Autonoly. Flutterwave Rate Case Management automation represents a paradigm shift in how regulatory financial proceedings are handled, moving from manual, error-prone spreadsheets to a seamless, AI-driven workflow. By connecting Flutterwave's transaction capabilities to Autonoly's intelligent automation, companies can automate every facet of the rate case lifecycle—from cost data collection and revenue requirement calculations to stakeholder communication and regulatory filing preparation.
The strategic advantage of Flutterwave integration for Rate Case Management lies in its ability to create a centralized financial data hub. Autonoly connects to Flutterwave's APIs to automatically capture and categorize every relevant transaction, creating a real-time audit trail that is essential for regulatory compliance. This automation ensures that all financial data supporting a rate case is accurate, verifiable, and instantly accessible. Businesses implementing Flutterwave Rate Case Management automation typically achieve 94% average time savings on data aggregation and validation processes, while simultaneously reducing calculation errors by over 99% compared to manual methods.
The market impact of this automation cannot be overstated. Energy providers that leverage Flutterwave Rate Case Management automation gain significant competitive advantages through faster case preparation, more accurate rate calculations, and superior regulatory compliance. This positions Flutterwave not just as a payment processor, but as the financial data foundation for advanced Rate Case Management automation that drives operational excellence and regulatory success.
Rate Case Management Automation Challenges That Flutterwave Solves
The energy sector faces unique challenges in Rate Case Management that traditional methods struggle to address. Manual processes often involve collecting financial data from multiple disconnected systems, reconciling spreadsheets, and managing complex regulatory requirements with limited resources. These challenges become particularly acute when leveraging Flutterwave without automation enhancement, as the platform's raw transaction data requires significant processing to become useful for rate case purposes.
One of the most significant pain points is data fragmentation. Financial information relevant to rate cases typically resides across general ledgers, customer billing systems, capital investment trackers, and payment processing platforms like Flutterwave. Without automation, finance teams spend weeks manually extracting, transforming, and loading this data into rate case models—a process prone to errors that can undermine regulatory credibility. Flutterwave Rate Case Management integration addresses this by automatically synchronizing transaction data with other enterprise systems, creating a unified data environment that supports accurate rate case development.
Integration complexity represents another major challenge. Many utilities attempt to connect Flutterwave with their existing systems through custom coding, which creates maintenance burdens and compatibility issues. Autonoly's pre-built Flutterwave Rate Case Management templates eliminate this complexity with native connectors that ensure seamless data flow between systems. Additionally, scalability constraints limit many organizations' ability to handle multiple rate cases simultaneously or manage increasingly complex regulatory requirements. Flutterwave automation provides the scalability needed to handle growing data volumes and regulatory complexity without proportional increases in staffing costs.
Complete Flutterwave Rate Case Management Automation Setup Guide
Implementing Flutterwave Rate Case Management automation requires a structured approach to ensure maximum ROI and seamless integration with existing systems. The following three-phase implementation methodology has been proven successful across numerous energy sector deployments.
Phase 1: Flutterwave Assessment and Planning
The foundation of successful Flutterwave Rate Case Management automation begins with a comprehensive assessment of current processes and objectives. Our implementation team conducts workshops to map existing rate case workflows, identify pain points, and quantify potential efficiency gains. This phase includes detailed ROI calculation specific to your Flutterwave environment, examining current time expenditures on data collection, validation, and reconciliation tasks. Technical prerequisites are assessed, including Flutterwave API access, existing system integration points, and data security requirements. The output is a detailed implementation plan with clear milestones, resource requirements, and expected outcomes for your Flutterwave Rate Case Management automation initiative.
Phase 2: Autonoly Flutterwave Integration
The integration phase begins with establishing a secure connection between Autonoly and your Flutterwave account using OAuth authentication protocols. Our implementation team configures the pre-built Rate Case Management templates optimized for Flutterwave data structures, mapping transaction categories to regulatory accounting requirements. Data synchronization protocols are established to ensure real-time or scheduled data flow between Flutterwave and your rate case models. Critical configuration steps include setting up custom webhooks for specific transaction types, establishing data validation rulesets, and configuring automated reconciliation processes. Before deployment, comprehensive testing protocols validate that all Flutterwave data is accurately captured, categorized, and processed according to regulatory standards.
Phase 3: Rate Case Management Automation Deployment
Deployment follows a phased rollout strategy beginning with a pilot rate case to validate system performance and user adoption. The Autonoly team provides comprehensive training focused specifically on Flutterwave Rate Case Management workflows, including how to monitor automated processes and intervene when exceptional circumstances require manual review. Performance monitoring dashboards are configured to track key metrics such as data processing accuracy, time savings, and error reduction rates. The system incorporates continuous improvement through machine learning algorithms that analyze Flutterwave data patterns to optimize categorization rules and identify potential data quality issues before they impact rate case preparation.
Flutterwave Rate Case Management ROI Calculator and Business Impact
The business case for Flutterwave Rate Case Management automation demonstrates compelling financial returns across multiple dimensions. Implementation costs typically represent only a fraction of the annual savings achieved, with most organizations achieving full ROI within the first six months of operation. The Autonoly ROI calculator for Flutterwave automation projects examines both quantitative and qualitative benefits to provide a comprehensive view of expected business impact.
Time savings represent the most immediately quantifiable benefit. Manual rate case preparation typically requires 4-6 weeks of dedicated staff time for data collection, validation, and reconciliation. Flutterwave Rate Case Management automation reduces this effort by 94% on average, compressing weeks of work into days while improving data accuracy. Error reduction creates substantial value by minimizing regulatory compliance risks and preventing costly corrections during rate case proceedings. Quality improvements extend beyond error reduction to include enhanced documentation, audit trails, and responsiveness to regulatory data requests.
Revenue impact occurs through multiple channels: faster rate case filing enables earlier implementation of new rates, improved accuracy strengthens regulatory justification for revenue requirements, and reduced administrative costs improve overall operational efficiency. Competitive advantages emerge as organizations leveraging Flutterwave automation can respond more quickly to changing market conditions, regulatory requirements, and customer expectations. Twelve-month ROI projections typically show 78% cost reduction for Rate Case Management processes, with total savings ranging from $250,000 to over $2 million depending on organizational size and rate case complexity.
Flutterwave Rate Case Management Success Stories and Case Studies
Case Study 1: Mid-Size Utility Flutterwave Transformation
A regional electric utility serving 500,000 customers faced significant challenges managing rate cases across multiple regulatory jurisdictions. Their manual processes required six staff members working full-time for eight weeks to prepare each rate case, with frequent data errors creating regulatory compliance risks. The company implemented Autonoly's Flutterwave Rate Case Management automation solution with customized workflows for their specific regulatory requirements. The implementation included automated data extraction from Flutterwave transaction records, intelligent categorization of capital versus operational expenditures, and automated generation of regulatory filing documentation. Results included 87% reduction in preparation time, 99.7% data accuracy in their latest rate case filing, and an estimated $450,000 annual savings in administrative costs. The implementation was completed within 45 days, with full staff proficiency achieved within two weeks of deployment.
Case Study 2: Enterprise Flutterwave Rate Case Management Scaling
A multinational energy corporation with operations across 12 regulatory jurisdictions needed a scalable solution for managing simultaneous rate cases in different regions. Their existing approach involved separate teams using inconsistent methodologies, creating compliance risks and inefficiencies. The corporation implemented Autonoly's enterprise Flutterwave Rate Case Management automation platform with customized workflows for each jurisdiction's regulatory requirements. The solution included multi-currency processing capabilities through Flutterwave integration, automated translation of regulatory requirements into data collection rules, and centralized oversight of all rate case activities. The implementation achieved standardization across 95% of rate case processes while reducing preparation costs by $1.2 million annually. The system now handles an average of 18 concurrent rate cases with no additional staffing requirements.
Case Study 3: Small Business Flutterwave Innovation
A growing renewable energy provider with limited administrative staff struggled to manage rate case requirements while focusing on business expansion. Their manual processes were consuming resources needed for strategic initiatives and creating regulatory compliance concerns. The company implemented Autonoly's small business Flutterwave Rate Case Management automation package using pre-configured templates optimized for their specific technology mix and regulatory environment. The solution automated data collection from Flutterwave transactions, streamlined cost allocation processes, and provided regulatory compliance checks throughout the rate case preparation process. Results included 94% reduction in time spent on rate case preparation, elimination of $75,000 in consulting costs previously needed for rate case support, and improved regulatory relationships through more accurate and timely filings.
Advanced Flutterwave Automation: AI-Powered Rate Case Management Intelligence
AI-Enhanced Flutterwave Capabilities
Beyond basic automation, Autonoly's AI-powered platform brings sophisticated intelligence to Flutterwave Rate Case Management processes. Machine learning algorithms analyze historical Flutterwave transaction patterns to optimize cost categorization, automatically identifying anomalies and potential misclassifications that could impact rate case accuracy. Predictive analytics capabilities examine rate case outcomes across multiple jurisdictions to identify patterns and factors that influence regulatory decisions, providing valuable intelligence for future case preparation. Natural language processing enables automated analysis of regulatory documents, extracting relevant requirements and automatically mapping them to data collection and reporting workflows.
The AI capabilities continuously learn from Flutterwave automation performance, identifying optimization opportunities and adapting to changing regulatory environments. This continuous improvement cycle ensures that Flutterwave Rate Case Management processes become increasingly efficient and effective over time, with the system proactively suggesting workflow refinements based on performance data. AI-powered forecasting models can simulate different rate case scenarios based on Flutterwave transaction trends, helping organizations develop optimal rate structures and supporting rationales before formal submission.
Future-Ready Flutterwave Rate Case Management Automation
The evolution of Flutterwave Rate Case Management automation is moving toward increasingly autonomous operation with predictive capabilities that anticipate regulatory requirements and optimize rate case strategies. Integration with emerging technologies such as blockchain for enhanced auditability and IoT devices for real-time cost data collection will further transform rate case processes. Autonoly's development roadmap includes advanced simulation capabilities that will enable utilities to model the financial impact of different rate structures before submission, reducing regulatory uncertainty and improving outcomes.
Scalability features ensure that Flutterwave automation implementations can grow with organizational needs, supporting everything from small renewable providers to large multinational utilities. The platform's architecture enables seamless integration with new Flutterwave features and APIs as they become available, ensuring that automation capabilities continue to evolve alongside the payment platform itself. For Flutterwave power users, these advanced capabilities create significant competitive advantages through superior regulatory intelligence, faster response times, and more optimal rate case outcomes.
Getting Started with Flutterwave Rate Case Management Automation
Implementing Flutterwave Rate Case Management automation begins with a comprehensive assessment of your current processes and automation potential. Autonoly offers a free Flutterwave Rate Case Management automation assessment conducted by our energy sector specialists, who bring deep expertise in both regulatory requirements and Flutterwave integration capabilities. This assessment provides a detailed roadmap for implementation, including projected ROI, timeline, and resource requirements.
New clients can access a 14-day trial with full access to our Flutterwave Rate Case Management templates, configured specifically for energy sector requirements. During the trial period, our implementation team provides setup assistance and training to ensure you can evaluate the platform's capabilities with your actual Flutterwave data. Standard implementation timelines range from 30-60 days depending on complexity, with most organizations achieving full operational status within two weeks of deployment.
Ongoing support includes dedicated Flutterwave automation experts, comprehensive training resources, and 24/7 technical support with specific expertise in Rate Case Management workflows. The next step involves scheduling a consultation with our Flutterwave integration team to discuss your specific requirements and develop a customized implementation plan. Contact our automation experts today to begin your Flutterwave Rate Case Management transformation and achieve the efficiency gains and competitive advantages that leading energy providers have already realized.
Frequently Asked Questions
How quickly can I see ROI from Flutterwave Rate Case Management automation?
Most organizations achieve measurable ROI within the first complete rate case cycle, typically within 3-6 months of implementation. The specific timeline depends on your rate case frequency and the complexity of your current processes. Our clients typically report 94% time savings on data preparation tasks immediately after implementation, with full ROI achieved within 6-9 months through reduced staffing requirements, eliminated consulting costs, and improved regulatory outcomes. The Autonoly implementation team provides detailed ROI projections during the assessment phase based on your specific Flutterwave environment and rate case volume.
What's the cost of Flutterwave Rate Case Management automation with Autonoly?
Pricing for Flutterwave Rate Case Management automation is based on your transaction volume, number of rate cases processed annually, and required integration complexity. Entry-level packages begin at $1,500 monthly for small utilities, while enterprise implementations typically range from $5,000-15,000 monthly. All packages include Flutterwave integration, pre-built templates, and ongoing support. The cost represents a fraction of the average 78% cost reduction achieved through automation, with most clients recovering implementation costs within their first completed rate case.
Does Autonoly support all Flutterwave features for Rate Case Management?
Yes, Autonoly provides comprehensive support for Flutterwave's API ecosystem, including transaction data, reporting endpoints, and webhook functionalities essential for Rate Case Management automation. Our platform supports multi-currency processing, complex transaction categorization, and automated reconciliation with general ledger systems. For specialized requirements, our development team can create custom connectors to leverage specific Flutterwave features that may be unique to your rate case processes, ensuring complete coverage of your automation needs.
How secure is Flutterwave data in Autonoly automation?
Autonoly maintains enterprise-grade security certifications including SOC 2 Type II, ISO 27001, and PCI DSS compliance, ensuring that your Flutterwave data receives maximum protection throughout automation processes. All data transmissions between Flutterwave and Autonoly use encrypted connections, with sensitive information encrypted at rest using AES-256 encryption. Our security framework includes regular penetration testing, comprehensive access controls, and audit trails meeting strict regulatory requirements for financial data protection in rate case proceedings.
Can Autonoly handle complex Flutterwave Rate Case Management workflows?
Absolutely. Autonoly's platform is specifically designed for complex Rate Case Management workflows involving multiple data sources, regulatory jurisdictions, and approval processes. Our Flutterwave integration handles complex scenarios including multi-company transactions, interdepartmental cost allocations, and regulatory-specific reporting requirements. The platform supports conditional logic, parallel approval workflows, and exception handling for even the most complex rate case environments, with customization capabilities to address unique organizational requirements.
Rate Case Management Automation FAQ
Everything you need to know about automating Rate Case Management with Flutterwave using Autonoly's intelligent AI agents
Getting Started & Setup
How do I set up Flutterwave for Rate Case Management automation?
Setting up Flutterwave for Rate Case Management automation is straightforward with Autonoly's AI agents. First, connect your Flutterwave account through our secure OAuth integration. Then, our AI agents will analyze your Rate Case Management requirements and automatically configure the optimal workflow. The intelligent setup wizard guides you through selecting the specific Rate Case Management processes you want to automate, and our AI agents handle the technical configuration automatically.
What Flutterwave permissions are needed for Rate Case Management workflows?
For Rate Case Management automation, Autonoly requires specific Flutterwave permissions tailored to your use case. This typically includes read access for data retrieval, write access for creating and updating Rate Case Management records, and webhook permissions for real-time synchronization. Our AI agents request only the minimum permissions necessary for your specific Rate Case Management workflows, ensuring security while maintaining full functionality.
Can I customize Rate Case Management workflows for my specific needs?
Absolutely! While Autonoly provides pre-built Rate Case Management templates for Flutterwave, our AI agents excel at customization. You can modify triggers, add conditional logic, integrate additional tools, and create multi-step workflows specific to your Rate Case Management requirements. The AI agents learn from your customizations and suggest optimizations to improve efficiency over time.
How long does it take to implement Rate Case Management automation?
Most Rate Case Management automations with Flutterwave can be set up in 15-30 minutes using our pre-built templates. Complex custom workflows may take 1-2 hours. Our AI agents accelerate the process by automatically configuring common Rate Case Management patterns and suggesting optimal workflow structures based on your specific requirements.
AI Automation Features
What Rate Case Management tasks can AI agents automate with Flutterwave?
Our AI agents can automate virtually any Rate Case Management task in Flutterwave, including data entry, record creation, status updates, notifications, report generation, and complex multi-step processes. The AI agents excel at pattern recognition, allowing them to handle exceptions, make intelligent decisions, and adapt workflows based on changing Rate Case Management requirements without manual intervention.
How do AI agents improve Rate Case Management efficiency?
Autonoly's AI agents continuously analyze your Rate Case Management workflows to identify optimization opportunities. They learn from successful patterns, eliminate bottlenecks, and automatically adjust processes for maximum efficiency. For Flutterwave workflows, this means faster processing times, reduced errors, and intelligent handling of edge cases that traditional automation tools miss.
Can AI agents handle complex Rate Case Management business logic?
Yes! Our AI agents excel at complex Rate Case Management business logic. They can process multi-criteria decisions, conditional workflows, data transformations, and contextual actions specific to your Flutterwave setup. The agents understand your business rules and can make intelligent decisions based on multiple factors, learning and improving their decision-making over time.
What makes Autonoly's Rate Case Management automation different?
Unlike rule-based automation tools, Autonoly's AI agents provide true intelligent automation for Rate Case Management workflows. They learn from your Flutterwave data patterns, adapt to changes automatically, handle exceptions intelligently, and continuously optimize performance. This means less maintenance, better results, and automation that actually improves over time.
Integration & Compatibility
Does Rate Case Management automation work with other tools besides Flutterwave?
Yes! Autonoly's Rate Case Management automation seamlessly integrates Flutterwave with 200+ other tools. You can connect CRM systems, communication platforms, databases, and other business tools to create comprehensive Rate Case Management workflows. Our AI agents intelligently route data between systems, ensuring seamless integration across your entire tech stack.
How does Flutterwave sync with other systems for Rate Case Management?
Our AI agents manage real-time synchronization between Flutterwave and your other systems for Rate Case Management workflows. Data flows seamlessly through encrypted APIs with intelligent conflict resolution and data transformation. The agents ensure consistency across all platforms while maintaining data integrity throughout the Rate Case Management process.
Can I migrate existing Rate Case Management workflows to Autonoly?
Absolutely! Autonoly makes it easy to migrate existing Rate Case Management workflows from other platforms. Our AI agents can analyze your current Flutterwave setup, recreate workflows with enhanced intelligence, and ensure a smooth transition. We also provide migration support to help transfer complex Rate Case Management processes without disruption.
What if my Rate Case Management process changes in the future?
Autonoly's AI agents are designed for flexibility. As your Rate Case Management requirements evolve, the agents adapt automatically. You can modify workflows on the fly, add new steps, change conditions, or integrate additional tools. The AI learns from these changes and optimizes the updated workflows for maximum efficiency.
Performance & Reliability
How fast is Rate Case Management automation with Flutterwave?
Autonoly processes Rate Case Management workflows in real-time with typical response times under 2 seconds. For Flutterwave operations, our AI agents can handle thousands of records per minute while maintaining accuracy. The system automatically scales based on your workload, ensuring consistent performance even during peak Rate Case Management activity periods.
What happens if Flutterwave is down during Rate Case Management processing?
Our AI agents include sophisticated failure recovery mechanisms. If Flutterwave experiences downtime during Rate Case Management processing, workflows are automatically queued and resumed when service is restored. The agents can also reroute critical processes through alternative channels when available, ensuring minimal disruption to your Rate Case Management operations.
How reliable is Rate Case Management automation for mission-critical processes?
Autonoly provides enterprise-grade reliability for Rate Case Management automation with 99.9% uptime. Our AI agents include built-in error handling, automatic retries, and self-healing capabilities. For mission-critical Flutterwave workflows, we offer dedicated infrastructure and priority support to ensure maximum reliability.
Can the system handle high-volume Rate Case Management operations?
Yes! Autonoly's infrastructure is built to handle high-volume Rate Case Management operations. Our AI agents efficiently process large batches of Flutterwave data while maintaining quality and accuracy. The system automatically distributes workload and optimizes processing patterns for maximum throughput.
Cost & Support
How much does Rate Case Management automation cost with Flutterwave?
Rate Case Management automation with Flutterwave is included in all Autonoly paid plans starting at $49/month. This includes unlimited AI agent workflows, real-time processing, and all Rate Case Management features. Enterprise customers with high-volume requirements can access custom pricing with dedicated resources and priority support.
Is there a limit on Rate Case Management workflow executions?
No, there are no artificial limits on Rate Case Management workflow executions with Flutterwave. All paid plans include unlimited automation runs, data processing, and AI agent operations. For extremely high-volume operations, we work with enterprise customers to ensure optimal performance and may recommend dedicated infrastructure.
What support is available for Rate Case Management automation setup?
We provide comprehensive support for Rate Case Management automation including detailed documentation, video tutorials, and live chat assistance. Our team has specific expertise in Flutterwave and Rate Case Management workflows. Enterprise customers receive dedicated technical account managers and priority support for complex implementations.
Can I try Rate Case Management automation before committing?
Yes! We offer a free trial that includes full access to Rate Case Management automation features with Flutterwave. You can test workflows, experience our AI agents' capabilities, and verify the solution meets your needs before subscribing. Our team is available to help you set up a proof of concept for your specific Rate Case Management requirements.
Best Practices & Implementation
What are the best practices for Flutterwave Rate Case Management automation?
Key best practices include: 1) Start with a pilot workflow to validate your approach, 2) Map your current Rate Case Management processes before automating, 3) Set up proper error handling and monitoring, 4) Use Autonoly's AI agents for intelligent decision-making rather than simple rule-based logic, 5) Regularly review and optimize workflows based on performance metrics, and 6) Ensure proper data validation and security measures are in place.
What are common mistakes with Rate Case Management automation?
Common mistakes include: Over-automating complex processes without testing, ignoring error handling and edge cases, not involving end users in workflow design, failing to monitor performance metrics, using rigid rule-based logic instead of AI agents, poor data quality management, and not planning for scale. Autonoly's AI agents help avoid these issues by providing intelligent automation with built-in error handling and continuous optimization.
How should I plan my Flutterwave Rate Case Management implementation timeline?
A typical implementation follows this timeline: Week 1: Process analysis and requirement gathering, Week 2: Pilot workflow setup and testing, Week 3-4: Full deployment and user training, Week 5-6: Monitoring and optimization. Autonoly's AI agents accelerate this process, often reducing implementation time by 50-70% through intelligent workflow suggestions and automated configuration.
ROI & Business Impact
How do I calculate ROI for Rate Case Management automation with Flutterwave?
Calculate ROI by measuring: Time saved (hours per week × hourly rate), error reduction (cost of mistakes × reduction percentage), resource optimization (staff reassignment value), and productivity gains (increased throughput value). Most organizations see 300-500% ROI within 12 months. Autonoly provides built-in analytics to track these metrics automatically, with typical Rate Case Management automation saving 15-25 hours per employee per week.
What business impact should I expect from Rate Case Management automation?
Expected business impacts include: 70-90% reduction in manual Rate Case Management tasks, 95% fewer human errors, 50-80% faster process completion, improved compliance and audit readiness, better resource allocation, and enhanced customer satisfaction. Autonoly's AI agents continuously optimize these outcomes, often exceeding initial projections as the system learns your specific Rate Case Management patterns.
How quickly can I see results from Flutterwave Rate Case Management automation?
Initial results are typically visible within 2-4 weeks of deployment. Time savings become apparent immediately, while quality improvements and error reduction show within the first month. Full ROI realization usually occurs within 3-6 months. Autonoly's AI agents provide real-time performance dashboards so you can track improvements from day one.
Troubleshooting & Support
How do I troubleshoot Flutterwave connection issues?
Common solutions include: 1) Verify API credentials and permissions, 2) Check network connectivity and firewall settings, 3) Ensure Flutterwave API rate limits aren't exceeded, 4) Validate webhook configurations, 5) Review error logs in the Autonoly dashboard. Our AI agents include built-in diagnostics that automatically detect and often resolve common connection issues without manual intervention.
What should I do if my Rate Case Management workflow isn't working correctly?
First, check the workflow execution logs in your Autonoly dashboard for error messages. Verify that your Flutterwave data format matches expectations. Test with a small dataset first. If issues persist, our AI agents can analyze the workflow performance and suggest corrections automatically. For complex issues, our support team provides Flutterwave and Rate Case Management specific troubleshooting assistance.
How do I optimize Rate Case Management workflow performance?
Optimization strategies include: Reviewing bottlenecks in the execution timeline, adjusting batch sizes for bulk operations, implementing proper error handling, using AI agents for intelligent routing, enabling workflow caching where appropriate, and monitoring resource usage patterns. Autonoly's AI agents continuously analyze performance and automatically implement optimizations, typically improving workflow speed by 40-60% over time.
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